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Real Estate Appraisals in Port St. Lucie Florida

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Real Estate Appraisals in Port St. Lucie

For those who are considering buying or selling property in the Port St. Lucie area, getting a proper real estate appraisal is a vital part of the process. The value determined by the appraisal greatly affects the chances of making a sale or buying the home. While there is little that can be done about controlling the process, it does help to understand just how real estate appraisals in Port St. Lucie Florida can work for you. 

The first step is to separate fact from fiction when it comes to this form of appraisal. There are several myths out there along with misunderstandings about what appraisals actually do. 

How Appraisals Work

An appraiser is an independent party that will go through the property and inspect for its basic features such as the following;

  • Square Footage

  • Notable Features

  • State of Repair 

The appraiser will make a full inspection of the home, take in all the features and details, and then compare it to similar homes usually in the neighborhood to determine a market value. This includes recent sales of similar homes nearby which provide a baseline for what the market value will be. 

  • General Description of the Area, including Schools, Crime, and More 

  • Real Estate Market in the Community

  • Determine if Values are Rising or Falling

  • Average Sales Time of Similar Properties 

By taking together all these factors, a market value may be set for the home. Keep in mind that the information is only given by the appraiser to the people who paid for the service. In other words, the information is not made public unless the party that paid for the appraisal decides to make it so. 

Does Every Appraiser Inspect a Home?

Not necessarily. While the most common type of appraiser will go inside the home, there are those who only view the property from the exterior. Sometimes called a “drive-by appraisal”, this type of inspection only covers the surface and is used when lenders are confident of the value of the property. In other words, an exterior-only appraisal is used for properties whose value may have been recently established before the loan is made. 

Appraisals are Not Home Inspections

The primary purpose of a real estate appraisal is to determine the market value of a home. This accounts for several factors, many of which are found outside the home itself. Conversely, a home inspection focuses on the property itself and goes into far greater depth to determine the flaws that may be present. While a real estate appraisal might highlight the obvious flaws or needs for repair, a home inspection goes into much greater detail. 

Keep in mind that a real estate appraisal is not the final word on the value of the property. Their findings may be challenged, but you will need evidence to demonstrate that the appraisal overlooked key factors in their determination. 

In the end, the real estate appraisals in Port St. Lucie operate in the same manner as any other location in the US. The more you understand what they mean and how they work, the better-informed decision you can make about buying a home or selling your property. 

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Sold my home quickly on Zillow without a realtor. Their appraisal helped me ensure I priced my home for current market levels which was higher than my Zestimate! Money well spent.

Rhett L

Fort Pierce Homeowner, Google

I needed a private appraisal for my family’s property. We wanted to make sure that the price was fair, so we decided to use Osteen Appraisals after word of mouth recommendations. Jared was professional and made the process very easy. We also got the report back quickly. I would highly recommend Osteen Appraisal services because of their trustworthy services, friendly and professional staff, and reputation in the community.

Courtney C.

New Homeowner in Fort Pierce, Google